Banking is a big part of all of our lives. It helps us to get what we need, go where we need to go and build a future we can look forward to. That’s why personal banking is so important to all of us at United Valley Bank. We’ve developed accounts and products that make the most of your finances because we use those same accounts and products ourselves. By keeping our family, friends and neighbors in mind, we’ve made it a priority to keep our personal banking relationships personal. See for yourself. Whether you are looking for an easy-to-use checking account or a unique savings opportunity, one of our personal banking products is sure to fit your lifestyle.
Personal Checking
Valley Free Checking
Valley 300 Checking
Valley Preferred Checking
ATM & MasterCard Debit Card
Internet Banking & Bill Pay
E-Statements
Optional*
Optional**
Minimum Opening Deposit
$100
$300
$1,000
Service Charge
None
$5 per month*
$10 per month**
Minimum Balance
None
$300*
$1,000**
Images of Canceled Checks
Variable Rate of Interest Paid Monthly
Free Logo Check Blanks
Mobile Banking
Mobile Deposit
*$5 monthly service charge if daily balance falls below minimum (waived if account holder has opted for E-Statements)
**$10 monthly service charge if daily balance falls below minimum
**$10 monthly service charge if daily balance falls below minimum
WITH ALL CHECKING ACCOUNTS
- Free MasterCard debit card
- Internet banking and bill pay
- E-statements
- Mobile banking
- Mobile deposit
- Bill pay
- Mobile wallet
- Debit card management
Valley Free Checking
- Minimum opening deposit $100
- No service charge
- No minimum balance
- Statements provided by e-statement
- Customers 62 and older can choose paper or e-statements
Valley 300 Checking
- Minimum opening deposit $300
- Images of canceled checks returned monthly
- $5 monthly service charge if daily balance falls below $300
- If account holder has opted for e-statements, the minimum daily balance and monthly service charge is waived.
Valley Preferred Checking
- Minimum opening deposit $1,000
- Images of cancelled checks returned monthly
- Variable rate of interest paid monthly
- Free logo check blanks
- $10 monthly service charge if daily balance falls below $1,000
Stop in or call one of our friendly associates today.
Pam Clarksean
Cavalier
701.265.8331
Jill Swanson
Hallock
218.843.3641
Cathy Waller
Hallock
218.843.3641
Montana Knoll
Lancaster
218.762.5955
Deb Opsahl
Mahnomen
218.935.5251
Gaylene Svobodny
Twin Valley
218.584.5161
Angie Thornton
Twin Valley
218.584.5161
Brooke Cymbaluk
Crookston
218.281.1976
Missy Ricord
Crookston
218.281.1976
Taylor DeLisle
Argyle
218.437.6631
MariAna Kazmierczak
Argyle
218.437.6631
Personal Savings
Valley Youth Savings
Valley Savings
Valley Preferred Savings
(Auto enrollment to Valley Savings at age 18)
Minimum Opening Deposit
$25
$200
$1,000
Minimum Balance
$25*
$200*
$1,000**
Interest
***
***
***
Preauthorized Withdrawals
6/month
6/month
6/month
*Service charge of $3 per month if daily balance falls below minimum
**Service charge of $10 per month if daily balance falls below minimum
***Rates may vary, compounded and credited monthly
**Service charge of $10 per month if daily balance falls below minimum
***Rates may vary, compounded and credited monthly
Valley Youth Savings
- Minimum opening deposit of $25 for minors
- Service charge of $3 per month if daily balance falls below $25 minimum
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six preauthorized withdrawals per month
- Auto enrollment to Valley Savings at age 18
Valley Savings
- Minimum opening deposit of $200
- Service charge of $3 per month if daily balance falls below $200 minimum
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six preauthorized withdrawals per month
Valley Preferred Savings
- Minimum opening deposit of $1,000
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six preauthorized withdrawals per month
- Service charge of $10 per month if daily balance falls below $1000 minimum
- Tiered interest rates:
- $0.01 – $24,999.99
- $25,000 – $99,999.99
- $100,000 – $499,999.99
- $500,000 & Over
Need a personal loan? Contact one of our personal lenders today.
Kristen Laxdal
Cavalier
701.265.8331
NMLS# 1049011
Ellie Dokken
Cavalier
701.265.8331
Jay Schroeder
Grand Forks
701.780.9757
Nan Nelson
Argyle
218.437.6631
NMLS# 1075270
Matt Hann
Crookston
218.281.1976
NMLS# 771148
Garrett Huus
Grand Forks
701.780.9757
Whitney Roske
Mahnomen
218.935.5251